Our Process Is sImple.

upward gold chart arrow in foreground with green house icon in background

At Wall Street Lending, we strive to make the mortgage process transparent, efficient, and hassle-free. Contact us today to get started and experience our simple and straightforward approach to home financing.

1

Application and Pre-Qualification

Start by filling out our online application or contacting our mortgage experts directly. We'll gather essential information about your financial situation, income, assets, and credit history. Based on this information, we'll provide you with a pre-qualification, giving you an estimate of the loan amount you may qualify for. This step is crucial in understanding your purchasing power and setting realistic expectations for your home buying or refinancing journey.

Step 1 Content

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2

Loan Selection & Documentation

Once you've been pre-qualified, our mortgage professionals will guide you in selecting the most suitable loan product for your needs. We offer a range of mortgage options, including conventional loans, FHA loans, VA loans, and more. We'll explain the terms, interest rates, and requirements of each loan program to help you make an informed decision. After selecting the loan, we'll assist you in gathering the necessary documentation, such as income verification, bank statements, and property details, to move forward with the loan application.

Step 2 Content

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3

Underwriting and Closing

In this final step, your loan application will be submitted for underwriting. Our dedicated team will carefully review your documentation, ensuring all requirements are met. The underwriting process involves a thorough evaluation of your financial profile, property appraisal, and other relevant factors. Once your loan is approved, we'll schedule the closing, where you'll sign the necessary paperwork to finalize the transaction. Our team will be with you every step of the way, answering your questions and providing guidance to ensure a smooth and efficient closing process.

Step 3 Content

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